Common Services Offered by Pre Paid Legal Plan

Considering a pre paid legal plan? He’s a run-down of the services you’re most likely to get and also some legal documents you need to sign before you enroll.

Telephone and Office Consultation: You have unlimited telephone access to a panel of attorneys regarding any pre paid legal matter of interest to you. You can also make brief consultation visits to your lawyer for up to 30 minutes per day at no cost to you. The only condition placed on these two benefits is that you enquire about a different pre paid legal matter. This aspect of coverage provided by pre paid legal plan is one of the most beneficial because it promotes preventive law. Preventive law is very much like preventive medicine – it helps in anticipating potential problems and taking the appropriate pre paid legal steps so that unnecessary pre paid legal problems or risks are avoided. With a simple phone call to your lawyer you can avoid getting embroiled in a hellish pre paid legal situation, and you can even identify pre paid legal rights you don’t even know you had.

Follow up Service: The panel of lawyers will write letters and make phone calls on your behalf to adverse third parties. Such follow-up service may be all it takes to solve many of your pre paid legal problems.

Legal document review: Simple personal pre paid legal documents, such as your insurance policies, sales contracts and leases will be reviewed. Any questions of pre paid legal nature that you have about the documents will also get answered by your attorney.

Drafting of wills: A will is a written document that regulates how you want your property distributed after your death. Your attorney will draft your will according to your state’s laws so that it’s valid when you die. He will also advise you on any provisions you might want to consider, such as appointing a guardian and establishing a trust.

Discount on regular fees: Any additional services not covered in the written fee agreement will be at regular fees either hourly or flat with a discount between 20 to 30%. These services generally include family matters, such as divorce and the custody of children, and court representation, such as traffic tickets and lawsuits.

Some of the pre paid legal paperwork you need to read carefully agrees on and sign include the following:

Written fee agreement: This is an agreement that outlines what services are provided in the pre paid legal plan, how much it costs and the methods of payment.

Grievance procedure: This document details the procedures that will be taken by them provide to resolve any complaints about attorneys or disputes regarding service fees.

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Benefits of Pre Paid Legal Plan

Pre paid legal services can be a very attractive alternative to hiring a lawyer for many people. You should consider the importance and relative priority of these benefits in light of your own pre paid legal needs. So what are the benefits going pre paid legal compared to conventional hire of lawyers?

Benefit Number 1: Cost-Effective

Pre paid legal plan can take the sting out of hiring a lawyer. Lawyer’s fees are prohibitive for most people: you can run bills of thousands of dollars and this is simply out of reach of most working and middle-class families. With pre paid plans, what you get charged is more in line with what you pay for your health or home insurance. Pre paid legal plan start as low as $9 per month and typically don’t exceed the $30 mark.

Benefit Number 2: Simplicity

There is a number of very complicated set of fees lawyers charge: contingency fees, flat fees, statutory fees and hourly rates. In the case of contingency and statutory fees, you have to get into the intricate details of how these fees are computed – say for a contingency fee how much is the lawyer’s commission? And their regulatory nature who regulates the statutory fee and how do I know if these fees are in line with regulatory guidelines? The other two types of fees can be equally as complex. Increasingly, attorneys choose to incorporate any overheads they incur, like secretarial expenses, parking charges and travel fees into their flat and hourly fees. They can also set a minimum number of billing units, like three tenths of an hour (18 minutes), irrespective of how long it takes them to deal with your problem.

This is just a sample rundown of what might influence the various fees charged by lawyers, other factors and arrangements can apply too. Contrast this with the simplicity in which pre paid legal services is priced and furnished. The process is simple and straightforward: you sign an agreement to pay a fixed monthly fee and that’s about it. If what you’re looking for is not covered, your pre paid legal plan provider will give you a prior notice of a different billing so that you know exactly how much you will be charged.

Benefit Number 3: Pre-emptive Law

Pre paid legal plan offer unlimited phone consultation and advice. This aspect of the service can save you a lot of trouble, money and time in the future. Most legal problems you are likely to face in your day-to-day life can be solved if you take the necessary steps in line with the law. With his right advice and consultation with your lawyer, you can detect pre paid legal blunders before they occur and hence minimize the risk of litigation and protection.

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